Car Insurance Quotes | List of Auto Insurance Firms
Company choices - Over 2500 corporations supply auto insurance within the us. not all corporations will supply all of their total plans in each and every state.
Purchase choices - A few insurance corporations sell their auto insurance through freelance agents while others sell directly through their unique agents, by phone, by mail and also over the web.
Coverage choices - Most insurancecompanies supply similar methods of insurance ; in spite of this, the number of coverage and also the details as to the coverage will vary between policies.
Value points - The particular value of a selected style of insurance varies between insurance corporations and, actually, will vary between policyholders purchasing insurance coming from the same insurance company.
You have to actually compare the ratings of insurance firms. By creating this comparison, you certainly will understand how others feel in regards to the service insurance company and whether or not the corporate offers the money strength to pay for your claim.
Auto Insurance Ratings
Financial ratings from independent companies such as A.M. Best and Standard & Poor's are an overall measurement of a company's financial strength. The ratings are expressed as letter grades. These financial ratings are a big selling feature so the company will usually feature their rating in their sales materials.
J.D. Power, an independent research company, prepares customer satisfaction ratings based on surveys they provide to insurance customers. These ratings can provide insight into the coverage, claims handling and overall experience by customers when they dealt with a specific insurance company.
A. M. Best
A.M. Best offers ratings that range from A++ to D. Some experts believe that you should only purchase insurance from an insurance company that has a rating of B+ or higher. Here is how the ratings stack up:
A++ and A+ - Superior
A and A- - Excellent
B++ and B+ - Good
B and B- - Fair
C++ and C+ - Marginal
C and C- - Weak
D - Poor
Standard & Poor's
Standard & Poor's ratings range from AAA to CC. Insurance experts usually recommend that you only work with an insurance company if it has a rating of BBB or better. Here is how Standard & Poor's defines their ratings:
AAA - Extremely Strong
AA - Very Strong
A - Strong
BBB - Good
BB - Marginal
B - Weak
CCC - Very Weak
CC - Extremely Weak
J.D. Power conducts ongoing customer research of insurance customers. The questions asked survey information on:
Types of coverage offered
Service from company representatives
The results are published online and in an annual survey. The insurance companies that receive high ratings from J.D. Power frequently provide their rating information in their sales materials.
List of Auto Insurance Companies
The major insurance companies selling auto insurance in the United States include, but are not limited to:
American National Property & Casualty
AAA Auto Insurance
California State Automobile Association
Country Casualty Insurance
Eastwood Auto Insurance
The General Auto Insurance
Safe Auto Insurance
Western Auto Insurance